Aspects of Mobile Home Insurance Ohio
4/18/2012 10:20:00 AM
A lot of people these days are taking a new look at buying mobile homes. Many of the baby boomers are scaling down the size of their homes and looking to live more affordably. Mobile homes come in different sizes and generally include better construction than years’ ago. You can get good financing rates and still find reasonably priced homeowner insurance premiums. If you are thinking about shopping for mobile homes, you should consider the requirements for mobile home insurance Ohio.
Much like single family homes, you may purchase a variety of coverage to protect the mobile from risks like vandalism, smoke damage, fires and related hazards. There are a few differences to consider when purchasing mobile home insurance compared to regular homes.
The fact that these homes are mobile is one of the largest considerations. Because they are mobile, they can easily be moved or suffer more damage from weather if not properly tied down. Many insurance companies may require mobile homes to be set on a permanent foundation and equipped with ground or roof anchors for protection from high winds.
When shopping for a mobile home, you should inspect the outside of the home for HUD stickers. This Housing and Urban Development sticker indicates the mobile home is built to the proper standards. Your insurance agent will probably want this proof of compliance when processing your insurance policy.
Ask your insurance agent about age limitations for older mobile homes. Call us today with questions or quote requests for home insurance Ohio.
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Much like single family homes, you may purchase a variety of coverage to protect the mobile from risks like vandalism, smoke damage, fires and related hazards. There are a few differences to consider when purchasing mobile home insurance compared to regular homes.
The fact that these homes are mobile is one of the largest considerations. Because they are mobile, they can easily be moved or suffer more damage from weather if not properly tied down. Many insurance companies may require mobile homes to be set on a permanent foundation and equipped with ground or roof anchors for protection from high winds.
When shopping for a mobile home, you should inspect the outside of the home for HUD stickers. This Housing and Urban Development sticker indicates the mobile home is built to the proper standards. Your insurance agent will probably want this proof of compliance when processing your insurance policy.
Ask your insurance agent about age limitations for older mobile homes. Call us today with questions or quote requests for home insurance Ohio.
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